There is a common misconception that Social Security benefits are the same for everyone. The truth is Social Security benefits are not cut and dry. You have options and how you manage these options will play a big roll in your retirement income process. Back to the Basics First, let's take a look at some stats from the Social Security fact sheet. In June 2020, it was estimated that 65 million Americans received $1 trillion dollars in Social Security benefits. But of those 65